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Terms of service

Terms of Service – Finance Warehouse (Pty) Ltd

Thank you for visiting the Finance Warehouse website (“the Site”). These Terms of Service (“Terms”) govern your access to and use of the Site and any related services provided by Finance Warehouse (Pty) Ltd (“we”, “us”, “our”, “Finance Warehouse”). By accessing or using this Site, you agree to these Terms. If you do not agree with any part of these Terms, please do not use this Site.

  1. Acceptance of Terms

By using this Site, including submitting any forms or interacting with any content provided on the Site, you accept, without limitation or qualification, these Terms as well as our Privacy Policy, PAIA Manual, and any other legal notices or policies referenced herein.

  1. Changes to These Terms

Finance Warehouse may update these Terms from time to time at our sole discretion. Changes will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site after such changes signifies your acceptance of the updated Terms. Please review this page regularly.

  1. Use of the Site

This Site and its contents are provided for general information and for submitting enquiries or applications for financial products and related services only.
You agree not to use the Site for any unlawful purpose, and you are responsible for your conduct in connection with the Site.

  1. No Financial Advice

All content on this Site, including text, graphics, links or other items, is provided for general information purposes only. Nothing on this Site constitutes financial, legal, tax, investment, or other professional advice. You should obtain advice from a qualified professional before making any financial decisions.

  1. User Information and Registration

In order to request services, apply for products, or use certain features of the Site, you may be required to provide personal information. You agree that all information you provide is accurate, current, and complete. You further agree to keep your information up to date. Collection and use of your personal information is governed by our Privacy Policy.

  1. Passwords and Account Security

If you are provided with access credentials (e.g., login and password), you are solely responsible for maintaining the confidentiality of your credentials and for all activities under your account. You agree to notify Finance Warehouse immediately of any unauthorized use or suspected breach of security.

  1. Intellectual Property

All content on this Site, including but not limited to text, logos, images, graphics, and software, is the property of Finance Warehouse, its licensors, or affiliates, and is protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works based on any content from this Site without our prior written consent.

  1. Links to Third-Party Sites

This Site may contain links to third-party websites or services that are not owned or controlled by Finance Warehouse. We are not responsible for the content, privacy practices, or accuracy of third-party sites. Linking to such sites does not imply endorsement by us.

  1. Limitation of Liability

To the fullest extent permitted by applicable law, Finance Warehouse, its directors, employees, agents, partners, and affiliates will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this Site, or any content provided on or through the Site.

  1. Indemnification

You agree to defend, indemnify, and hold harmless Finance Warehouse and its affiliates from and against any claims, liabilities, losses, damages, costs, and expenses (including legal fees) arising out of or related to:

  • your use of the Site;
  • any breach of these Terms by you;
  • any violation of applicable law by you; or
  • any content you submit to the Site.
  1. Governing Law

These Terms and any disputes arising out of these Terms or your use of the Site shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.

  1. Severability

If any provision of these Terms is held to be invalid, unenforceable, or illegal for any reason, such provision will be severed from these Terms, and the remaining provisions will remain in full force and effect.

  1. Contact Information

If you have questions about these Terms, please contact:

Finance Warehouse (Pty) Ltd
Unit 3, Sanhall Park
1 Kirsty Close, Ballito, 4420
South Africa
Tel: (032) 88 00 200
Email: info@financewarehouse.co.za (or your preferred corporate email)