Refinance Any Asset
Unlock better rates, lower payments, and more favorable terms. Whether it’s a vehicle or equipment, we can help you refinance and save.
Why Refinance?
Discover the benefits of refinancing your assets
Lower Monthly Payments
Reduce your monthly instalments and free up cash flow
Better Interest Rates
Access more competitive rates and save on interest
Consolidate Debt
Combine multiple payments into one manageable instalment
Flexible Terms
Adjust your repayment period to suit your budget
Who Qualifies
You may qualify for vehicle refinancing if you meet the following:
Not under Debt Review
Did not apply to be placed under Debt Review
No active judgments against your name
Hold a valid South African ID
Hold a valid driver’s license
Can provide proof of income (Salary earner: latest payslip + 3-month bank statement OR Commission/self-employed: 3-month bank statements)
Vehicle under finance for 36 months or longer, OR
Paid-off vehicle (with NATIS document available)
Willing to provide a roadworthy certificate and multipoint check once approved
Meet the requirements? Take the next step toward unlocking cash from your car.
Start My Application
Who Cannot Apply
If any of the following apply to you, unfortunately, we won’t be able to assist at this stage:
Under debt review
Applied to be placed under Debt Review
Have active judgments on your credit profile
Have experienced vehicle repossessions
Vehicle is older than 2010
Credit Bureau score below 620
Not eligible right now? No problem — fill in the form below and we’ll guide you on what options may work for you.
What Can You Refinance?
We refinance a wide range of assets
Vehicles
Cars, motorcycles, boats, and caravans
Equipment
Business and agricultural equipment
Other Assets
Any financed asset of value
How It Works
Simple steps to better financing
Submit Your Details
Complete our simple online form with your asset and loan information
Get a Quote
Our team reviews your application and provides competitive refinancing options
Approval & Settlement
Once approved, we handle the settlement with your current lender
Start Saving
Enjoy lower monthly payments and better terms
Start Your Refinance Journey
Fill in your details and we’ll get back to you with the best refinancing options
Finance subject to credit approval. Auth. FSP34936
Why Choose Finance Warehouse?
Competitive Rates
Access to multiple lenders for the best rates
Quick Process
Fast approval and settlement process
Expert Support
Dedicated team to guide you through every step