Finance Insights
As Vehicle Scams Become Smarter, South Africans Need a Safer Way to Buy Privately
The used vehicle market has always attracted its share of opportunists, but technology is changing both the scale and sophistication of the risk facing South African buyers. In an article published by TopAuto on 20 August, motoring journalist Warren Hawkins reports on...
Before You Sell That Tractor, Park That Truck or Cancel That Expansion… Read This.
There is a familiar pattern that emerges whenever markets become uncertain. It happened during the financial crisis of 2008. It happened during COVID-19. It happened during the rolling years of load shedding. Now, as global conflict, volatile fuel prices and...
The Best Kept Secret in the South African Auction World Is About to Become a Lot Less Secret
And once you know about it, you will wonder how you ever bought without it. There is a particular kind of frustration that anyone who has ever hunted seriously for a vehicle, a truck, a tractor, a piece of plant equipment or a commercial asset at auction knows...
The Most Valuable Financial Decision You Make This Year Might Be a Five-Minute Phone Call
South African motorists have been dealt another blow following the South African Reserve Bank's decision to increase interest rates by 25 basis points. While the increase may appear small on paper, it comes at a time when households are already under pressure from...
You wouldn’t marry someone on the first date. Yet most people say yes to a finance deal just as quickly.
There is something oddly rushed about the way most people approach finance. A conversation starts, a few details are shared, a number is presented, and suddenly a decision is expected. Not just any decision, but one that will shape cash flow, risk and financial...
When “Written-Off” Doesn’t Mean Written Off: A System Under Pressure
By Catherine Claassens, Group Managing Director, Finance Warehouse There has been increasing public conversation around written-off vehicles in South Africa and for good reason. At first glance, the issue appears simple, almost illogical. A vehicle is declared a...
Ownership isn’t dead. Overpaying is.
South Africans are not falling out of love with car ownership. They are becoming far more selective about how they enter it. Much has been said about rising costs pushing motorists towards alternatives such as leasing and long-term rentals. These models offer...
How Auction Pre-Approval Works (And Why It Changes Everything on Auction Day)
There is a common misunderstanding around buying at auction. Many buyers assume the process starts when the auction begins. They arrive, find a vehicle they like, and only then start thinking about finance. At that point, buyers often realise the advantage they would...
Good News: There’s More Than One Way to Get Approved
There is a quiet misconception that sits at the heart of almost every finance conversation. It is so widely accepted that few people ever question it. When someone applies for finance and receives a decline, the conclusion feels immediate and absolute. The answer is...
You’ve Found a Buyer for Your Car. Now What?
It happens more often than people realise. You weren’t even actively trying to sell your car. Maybe you mentioned it to a friend. Maybe someone saw it, asked about it, and made an offer. Or perhaps you listed it casually online just to “see what happens.” And then...