Private-to-Private Vehicle Finance, Your Way
Flexible finance solutions for private buyers and sellers — because every deal deserves the right support.
Why Private-to-Private Finance?
Transparent
No hidden fees
Speed
24-48 hour turnaround time
Support
We handle the paperwork
How It Works
A simple 4-step process to get you driving
Submit Details
Submit your details and documents
Assessment
We assess & approve
Finance Offer
Finance offer & vehicle inspection
Drive Away
You drive away
What You Need
Simple requirements to get started
ID + driver's license
Proof of income (latest 3 payslips)
3 Months latest bank statements OR 6 months if self employed
Proof of address not older than 3 months (recent utility bill)
Valid vehicle logbook / NATIS
Seller's contact details
Don’t stress — we’ll guide you through.
Credit Criteria
Transparent requirements for your peace of mind
No outstanding judgments or defaults
Vehicle not older than 15 years
Vehicle must be registered in South Africa
No severely damaged or blacklisted vehicles
Vehicle in running condition – Code 2 status
Not sure if you qualify? Let us check for you
Why Choose Us
Pre-approve before you buy
Know your budget before you shop
Competitive interest / terms
Market-leading rates and flexible terms
Trust & security
FSP regulated and compliant
Full handover support
Registration, transfer assistance
Apply Now
Ready to get financing for your private vehicle purchase? Fill out the form below and we’ll get back to you within 24 hours.
Finance subject to credit approval. Auth. FSP34936
Frequently Asked Questions
Can I finance a car from my friend?
Yes. We arrange private-to-private finance, handle the payout, and assist with NaTIS/change of ownership and paperwork.
How long does approval take?
Typically within 24 hours once we’ve received all documents (often same day).
Do I need to pay a deposit?
It depends on your profile and the vehicle. Zero-deposit deals are possible—your pre-approval will confirm.
What if I have a bad credit record?
Apply anyway. We’ll assess your full picture; if we can’t approve now, we’ll share practical steps to help you qualify next time.
What paperwork do I send?
SA ID and driver’s licence, Proof of income (latest 3 payslips), Bank statements (latest 3 months; 6 months if self-employed), Proof of address (not older than 3 months), Valid vehicle logbook / NaTIS, Seller’s contact details